When to Speak to a Mortgage Pro
Looking for mortgage advice? We can assist you! Call us at (610) 889-7467. Ready to begin? Apply Now.
It can be important to see a mortgage loan pro first, even before you've determined what type of home to search for. What for? If you do not know yet how much home you want to qualify for, what could we help you with?
We Will Help You Pre-Qualify
Our mortgage professionals can help you determine the loan amount you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. We will accomplish this by analyzing your income and debts, your employment and housing situations, your funds available for a down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.
We will award you a Pre-Qualification Letter after you qualify, that says that we are confident you'll qualify for up to a specific amount of mortgage loan dollars.
When you locate a house that is ideal for you, and you decide to make an offer, being pre-qualified for a mortgage will do a number of things. The first is that you'll know the amount you can afford when putting together the offer.
Your pre-qualification can also make your offer more attractive to the seller, like you were bringing them a bag full of cash! They will not need to be concerned that they're wasting their time if you can't be able to qualify for a big enough mortgage. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary loan amount will not cause them concern. They have a virtual guarantee that they can trust your buying power.
We help with your pre-qualification
We will help you calculate how much of a mortgage you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. We do this by analyzing your income and debts, your employment and residence circumstances, your funds available for down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.
You can always use the calculators on our site to get an idea of how much mortgage you can afford - but it's also essential to talk with one of our mortgage professionals. We can work toward your pre-qualification letter. For another thing, we could locate a different mortgage loan option that is a better fit for you. We're eager to meet with you: call us at (610) 889-7467.
Have questions about pre-qualifying? Call us at (610) 889-7467. It's our job to answer pre-qualification questions, so we're happy to help!